joralisqueme - Financial Analysis Fundamentals

Introduction and Scope

joralisqueme ("we," "our," or "us") operates joralisqueme.com, providing financial analysis education and training services throughout Australia. This privacy policy explains how we collect, use, store, and protect your personal information in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth) and other applicable Australian privacy laws.

This policy applies to all personal information we collect through our website, educational programs, student interactions, and related services. We're committed to protecting your privacy and maintaining transparency about our data practices.

Information We Collect

We collect various types of information to provide and improve our financial education services:

                        
                            Personal Information
                        
                        Contact details including name, email address, phone number, and
                            postal address
                            
Educational background and professional experience relevant to
                            financial analysis
                            
Course enrollment information and academic progress records
                            
Payment information and billing details for course fees
                            
Communication preferences and subscription settings

                        
                            Technical Information
                        
                        IP address, browser type, and device information
                            
Website usage patterns and interaction data
                            
Learning management system activity and progress tracking
                            
Cookies and similar tracking technologies data

How We Use Your Information

We use your personal information for specific, legitimate purposes related to our educational services:

Delivering financial analysis courses and educational content
Processing course enrollments and managing student accounts
Providing customer support and responding to inquiries
Sending important updates about courses, schedules, and policy changes
Improving our educational programs based on student feedback and performance
Complying with legal obligations and regulatory requirements
Protecting against fraud and maintaining system security

Data Sharing and Disclosure

We maintain strict controls over who has access to your personal information. We may share your data with:

Category	Purpose	Data Shared
Educational Partners	Course delivery and certification	Academic progress, completion status
Payment Processors	Processing course fees	Billing information, payment details
Technology Providers	Platform maintenance and support	Usage data, technical logs
Legal Authorities	Compliance with legal obligations	Information required by law

We never sell your personal information to third parties for marketing purposes. All data sharing arrangements include contractual obligations to protect your privacy and use data only for specified purposes.

Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information:

Access Rights

Request access to your personal information we hold and receive a copy of your data in a commonly used format.

Correction Rights

Request correction of inaccurate or incomplete personal information and have updates made promptly.

Deletion Rights

Request deletion of your personal information when it's no longer needed for the original purpose.

Objection Rights

Object to certain uses of your personal information, particularly for direct marketing purposes.

How to Exercise Your Rights

To exercise any of these rights, contact our Privacy Officer using the details provided below. We'll respond to your request within 30 days and may require identity verification for security purposes. Some requests may be subject to legal or practical limitations.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction:

Industry-standard encryption for data transmission and storage
Regular security audits and vulnerability assessments
Strict access controls with role-based permissions for staff
Secure backup systems and disaster recovery procedures
Employee training on privacy and data protection requirements
Incident response procedures for potential data breaches

While we maintain robust security practices, no system is completely secure. We continuously update our security measures and will notify you promptly of any significant data breaches affecting your information.

Data Retention and Deletion

We retain your personal information only as long as necessary for the purposes for which it was collected:

Data Type	Retention Period	Reason
Student Records	7 years after course completion	Educational compliance and certification verification
Payment Information	7 years after transaction	Tax and financial record requirements
Marketing Data	Until unsubscribe or 3 years inactive	Communication preferences and consent
Website Analytics	26 months maximum	Service improvement and technical maintenance

After the retention period expires, we securely delete or anonymize your information. Some data may be retained longer if required by law or for legitimate business purposes such as fraud prevention.

International Data Transfers

Your personal information is primarily stored and processed within Australia. However, some of our service providers may be located overseas, including in the United States and European Union countries with adequate privacy protections.

When we transfer personal information overseas, we ensure appropriate safeguards are in place, including:

Contractual obligations requiring equivalent privacy protection
Transfers only to countries with adequate privacy laws
Regular monitoring of international service providers
Data processing agreements that comply with Australian privacy requirements

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your website experience and improve our services. These include:

Essential Cookies

Necessary for website functionality, including login sessions and security features. These cannot be disabled without affecting site operation.

Analytics Cookies

Help us understand how visitors use our website, allowing us to improve user experience and content relevance.

Preference Cookies

Remember your settings and preferences to provide a personalized experience during future visits.

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit website functionality and your user experience.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices, legal requirements, or business operations. When we make significant changes, we'll:

Notify you via email if you're a registered student
Post prominent notices on our website
Update the "Last Updated" date at the top of this policy
Provide a summary of key changes where appropriate

We encourage you to review this policy regularly to stay informed about how we protect your privacy. Continued use of our services after policy updates indicates your acceptance of the revised terms.

Complaints and Disputes

If you have concerns about our privacy practices or believe we've mishandled your personal information, please contact our Privacy Officer first. We'll investigate your complaint promptly and work to resolve any issues.

If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au or by calling 1300 363 992. The OAIC provides independent oversight of privacy matters in Australia.

Privacy Policy